Things are going to get worse.

Intuitively that is what I think also. Having read the latest Lancet paper we may, may be in for a lot more infection s this winter with the usual ratios of morbidity and mortality.

I always have to remind myself of this. The truly awful part of the pandemic with the bulk of the lasting damage has not been going on that long. Another weird effect of this: The part of the pandemic that is the worst for me, is the part of the pandemic to which friends, family and colleagues

What I wouldn’t give to be an ear on the wall at health insurance companies calculating their long term actuarial tables right now /1