i thought things would not go through if they put us negative, but they did. and they're threatening a $35 fee and then two more $35 fees if more come through, and turns out the 401k thing will be at least a week the fees alone will eat all of it. it's scary. please help or share if you can. 💕🦄

welp. one fee for sure now, still not sure about the other. probably so.