2). FHA loans, may require as little as 3.5% down, while conventional loans might require 5% to 20%. Putting down less than 20% often incurs private mortgage insurance (PMI) costs. It’s essential to consult with a mortgage lender to determine your down payment requirements for your situation.

Agree with you @rtrtravis.bsky.social !

2). result in higher interest rates or difficulty getting approved for a mortgage. It's important to maintain a good credit score to improve your chances of securing a home loan on favorable terms.

Thank you!

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Is there a video to learn how to use this platform?

Love the logo!

Wow, we could use more positive news like this.

Am I allowed to invite friends? If so how?

That’s great to hear. I’m new here and I’m a little lost. Is this platform like Threads? I don’t see anyone using hashtags.