Gen Z is putting more disposable income toward debts than other Americans because of higher borrowing costs, slowing wage growth, student loans and more. Experts worry could it derail their intentions to buy homes and save for retirement.

Gen Z Is Poised to Spend More on Debt Than Others. It Could Derail Retirement.

Young adults are struggling to keep up their credit scores and paying an increasing amount of disposable income servicing their debts.

Huge if true

what do you think the word "disposable" means

If they have debts, it's not disposable income. Paying debt isn't optional (I know this may come as a surprise to many who work at the Times).

COULD?!? Lo fucking L NYT

And?

I realize this is the NYT but....income that goes towards debts isn't, you know, "disposable."

Since when are debt repayments "disposable income"?

learn English grammar

Y’all really published this with a straight face, huh

How tf do you classify that as "disposable income"