Deregulation's "fault" - which was voted by Citizens after all...Companies lobbied and were successful with it because of people in charge being incapable of resisting their "Social Engineering". So, yeah, it was the Companies but also the Decision Makers/"Leaders" in the end...

I still wouldn't put that on random grandmas susceptible to propaganda and manipulation, just like we are. This is on law makers and lobbyists and companies. A person is smart. People are stupid.