So in the capitalist system, they have no incentive to actually provide coverage and often times they'll go out of their way to deny it. So with climate change making each hurricane season worse and worse, the business incentive to just not sell policies to these high risk areas grows inversely.

The smart and economically able people in Florida will see the writing on the wall and high tail it. But the poor and stupid will stay behind and you think it's a gmod rp server now? What i wonder now is how authoritarian and fascistic politics would react to it