I don't know who needs to know this, but Pro Publica has an online thing that will format a letter to your US health insurance company to demand the records behind a claim denial. (which the insurance is then legally required to provide in most cases) projects.propublica.org/claimfile/
You likely have the right to access records that explain why your insurer denied your claim or prior authorization request. Use ProPublica’s free tool to generate a letter requesting your claim file f...
Interesting
They usually have something they can rely on legally. It's nice this is required, and I may use it to see the ways in which they recently delayed service for me. What I find is that they have shifted to relying on plausibly deniable intentional inefficiencies in their systems.
That’s definitely better than nothing, but I’ve been practicing in this exact area of law for 30 years, and the letter that they generate is deficient.