got it, thanks. I thought it would be something like this, but it does feel like trading one complexity for another.got it, thanks. I thought it would be something like this, but it does feel like trading one complexity for another.

They think people want a predictable bill that they can budget for and to spread payments evenly through the year and they are happy to receive interest payments from the banks or use your money to pay up front for the energy they buy to give you that convenience.