Getting the 🍿🍿🍿....

After berating immigrants for "not paying any tax" our last but one boiler service guy requested being paid in cash so he didn't officially exceed the pay-back-your-covid-loan level of income. Couldn't make it up!!

Thanks-was trying to serially paste and didn't work and couldn't be bothered saving files! Next time...

3/3

....2/3

Yes, and looking at Paul's recent coverage youtu.be/BguavMbO34Q?... there are many generic lessons I can take away. Not least being more thorough in monitoring my existing holdings and not believing RNSs. I would have thought there's a class-action candidate here, especially if it goes to zero.

Paul de Gruchy ‘DG19 Everything’s gone wrong Who is responsible ’

YouTube video by Mello Virtual - Investing in the New World

As an income investor stalwarts over years have been #MGCI#TFIF#SMIF#RECI#CGT is my benchmark to beat

Who knows! I'm pretty sure I'll lose less and sleep better with it though than all the dodgy AIM miners I've dabbled with in the past 😀

I calculated how much to be happy (~3.4% SWR), and over engineered the income (SIPP yield ~6%, ISA ~8%) to avoid sequencing risks. Also easier to accept a variable income than expecting fixed amounts. Inflation the main risk as retired at 54 but we've been cautious these past 5 years. Expect no SPs

We were there the week before too instead of a wetter Scotland and did stay on!